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How is Your Driving Record Used?

Safe-driving points can be used to offset demerits received from a traffic violation, can prove your status as a safe driver, and are an indication to insurance companies that you are a low-risk driver, which might result in lower insurance premiums.  Demerits, conversely, have a negative impact on your status as a driver.  Insurance companies, employers, Judges and others might deem you an unsafe or hazardous driver if you’ve accumulated too many demerits.  The consequences might be seen in higher insurance premiums, dismissal from a job, or enrollment in a court ordered Virginia Defensive Driving course.

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