Traffic School
Simple | Defensive Driving & Traffic School Online

What Affects Insurance Rates?

Remaining violation-free indicates to an auto insurance company that you are a low-risk insurance candidate, and you could be rewarded with lower insurance premiums and insurance discounts.  Enrolling in a Virginia Defensive Driving school or Virginia Traffic School can also result in premium reductions and insurance discounts.  Conversely, accumulating demerits from speeding, DWI/DUI, reckless driving and other traffic offenses will mar your Virginia Driving Record and hurt you financially. Your insurance premiums will increase if an insurance company spies tickets, accidents and/or demerits on your Virginia Driving Record and you can kiss those insurance discounts goodbye!  A Virginia auto insurance company can even revoke your auto insurance coverage and ‘drop-you’ if you become too much of a risk to insure.  Do not take this chance!  Guard your driving record and practice safe driving habits; show your motor vehicle, your Virginia Driving Record and your auto insurance company the respect they deserve!

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